Tuesday, July 7, 2009

Naperville Retirement Planning


After raising a family, working hard for many years, and developing bonds through clubs, church, work or volunteering, many seniors are loathe to leave an area they’ve come to know and love. They may have friends who retire to warmer climes, but a number of retirees find that their strongest ties to friends and family remain in and around Naperville.

Fortunately, the city offers a number of choices for retirement living. Even when the yard work, upkeep—and taxes—of a single-family home grow too cumbersome, Naperville offers a wide range of other living options. Retirees who have practiced careful Naperville retirement planning may continue to enjoy the lifestyle available here.

One option is to move into an apartment or townhouse. There are a wide variety of sizes, floor plans and locations available throughout the city, including some with walk-to-town convenience. Active retirees can enjoy independence yet be freed from the burden of home maintenance. If more assistance is required, Naperville offers a range of retirement communities, from senior apartments to assisted living to nursing home options. Many of these facilities offer welcome help by providing meals or transportation services while still allowing seniors to remain as independent as possible. An added advantage to these retirement communities is the opportunity to develop even more friendships, joining new neighbors in book clubs or bridge clubs or computer classes.

Of course, the key to getting to this point is careful planning. Many people think first of cost, and that’s an important aspect to an enjoyable retirement. Numerous Naperville financial planning services can assist with that. The best bet is to talk to an advisor when retirement still seems far in the future. Beyond financial considerations, though, lie other planning aspects which can be equally important in developing a happy retirement. Making plans, particularly for goals not yet achieved, can keep the days lively and interesting. Finally visiting Rome or learning to paint helps this stage of life offer new beginnings rather than long stretches of empty time. Developing new friendships, maybe while also developing a new hobby, can also add to the enjoyment of retirement.

So if you plan ahead, you can enjoy the post-working years in Naperville even more than the busy career-filled years.

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