Did you know that the financial experts at Time advise the average person to save
at least 15% of his or her income every year that he or she is employed? That’s
a pretty large chunk of your earnings, and saving that much can seem
impossible, especially if you’re struggling just to make ends meet. The good
news, however, is that there are Naperville
financial planning services, such as Platinum Financial Associates, that
can help you to make the most out of the money you do save. Through Naperville investment services and other smart
choices, you can put your savings to work for you. Of course, before you can do
that, you have to cut back on your spending and find ways to get money from
your wallet and into your savings account!
One surprising thing that many Naperville
financial planning experts will advise is to cut back on your energy costs.
The average American wastes a lot of unnecessary funds on heating, cooling, and
general electricity costs. Taking smart, simple steps, like turning off lights
when they’re not being used or unplugging appliances when you leave, can be
extremely beneficial. Bigger moves, like adding insulation to your home or
switching to energy efficient appliances, can also make a huge impact, though
they do require an initial investment upfront.
Other money-saving tips that can help you to build up that
nest egg include laying off of cable or subscription television in favor of
online programming, going for a less-fancy cell phone and a lower cell phone
bill, couponing for groceries and other necessities, and more.
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