How to Tell if that IRS Phone Call is a Scam

In recent years, most scammers have taken to the internet to try and separate innocent people from their money. However, that’s not to say that scammers don’t still use the phone to try and commit their heinous acts. Whether you have a cell phone or even an old school landline, be aware of the common warning signs that the “IRS phone call” you received might actually be from a scam artist.  

Immediate Payment

One of the first warning signs that you’ve got a scam artist on the line is if the caller demands that you pay your taxes right away. While the IRS does want the money you owe them, they don’t operate in this dangerous way. Instead, they have a collections process they go through.

First, they will send you a letter explaining what you owe and why. And, if you can’t pay that, they will often offer you reasonable options, like an installment agreement.

If a caller asks that you pay right away or face jail time or other scary penalties, there’s a good chance you’re dealing with a scam artist. Contact the actual IRS before you do anything else.

Requests for Sensitive Information

One thing a scammer does that the IRS will NEVER do is request highly sensitive information over the phone. If a caller asks for your credit card or debit card number, then rest assured that you’re not dealing with the IRS.

The IRS will never ask you for this type of sensitive information over the phone, so hang up and contact the real deal.

In fact, contacting the actual IRS or your accountant is always the best option when you’re unsure. If you can’t determine whether or not you’re dealing with a legitimate IRS agent on the phone, play it safe. After all, that’s always better than being sorry later on down the road!