In recent years, most scammers have taken to the internet to
try and separate innocent people from their money. However, that’s not to say
that scammers don’t still use the phone to try and commit their heinous acts.
Whether you have a cell phone or even an old school landline, be aware of the
common warning signs that the “IRS phone call” you received might actually be
from a scam artist.
Immediate Payment
One of the first warning signs that you’ve got a scam artist
on the line is if the caller demands that you pay your taxes right away. While
the IRS does want the money you owe them, they don’t operate in this dangerous
way. Instead, they have a collections process they go through.
First, they will send you a letter explaining what you owe
and why. And, if you can’t pay that, they will often offer you reasonable
options, like an installment agreement.
If a caller asks that you pay right away or face jail time
or other scary penalties, there’s a good chance you’re dealing with a scam
artist. Contact the actual IRS before you do anything else.
Requests for Sensitive Information
One thing a scammer does that the IRS will NEVER do is
request highly sensitive information over the phone. If a caller asks for your
credit card or debit card number, then rest assured that you’re not dealing
with the IRS.
The IRS will never ask you for this type of sensitive
information over the phone, so hang up and contact the real deal.
In fact, contacting the actual IRS or your accountant is
always the best option when you’re unsure. If you can’t determine whether or
not you’re dealing with a legitimate IRS agent on the phone, play it safe.
After all, that’s always better than being sorry later on down the road!